We offer authorized user tradelines, allowing you to pay to be added as an authorized user on another person's credit card. This will result in the account being listed on your credit report with your authorized user status.

Getting a tradeline on your credit can be beneficial for several reasons:

Improve Credit Health: Adding a tradeline with a positive payment history can boost your credit health by increasing your credit history length and demonstrating responsible credit usage.

Build Credit History: If you're new to credit or have a thin credit file, a tradeline can provide a solid credit history, which may help in qualifying for loans and credit cards in the future.

Enhance Credit Utilization: A tradeline with a high credit limit and low balance can improve your credit utilization ratio, which is a key factor in your credit score.

Strengthen Credit Profile: A well-managed tradeline can diversify your credit profile, showing a mix of credit types and accounts, which can be favorable to lenders.

Boost Approval Chances: With a stronger credit profile, you might find it easier to get approved for new credit accounts, loans, or better interest rates.

The number of tradelines you need varies based on your individual situation. Some people may benefit from having two or three, or even more, tradelines, while others might find that a single tradeline is enough. To achieve the best results, obtaining multiple high-quality tradelines is optimal if possible. However, if your options are limited, it’s generally more effective to invest in one top-tier tradeline.